Kelly grew up on a dairy/row-crop farm north of Cameron, MO. He graduated from MU with a degree in Agricultural Economics. He has been a community banker in the Kansas City Northland for over 33 years. Working in an independent community bank environment has given Kelly the opportunity to make every type of loan from small personal loans to multi-million dollar family farming operations and loans for a variety of commercial projects. He enjoys helping his customers achieve their financial goals. Kelly resides in the Dearborn area and enjoys fishing, hunting, working outdoors, and spending time with his family.